Saturday, April 24, 2010
Book of Mormon Challenge
Wednesday, April 21, 2010
Garden 2010
Easter 2010
Tuesday, April 20, 2010
Dear Kai in the Future
Sunday, April 18, 2010
A place to belong
Friday, April 16, 2010
Simple things
Wednesday, April 14, 2010
Pumpkin/Sweet Potato Chocolate Chip Muffins
Pumpkin/Sweet Potato Chocolate Chip Muffins-makes 36
Printable Pumpkin Muffin Recipe
4 eggs
2 cups sugar
1 (16 oz.) can pureed pumpkin or 16 oz. mashed sweet potato (without butter, salt, or milk)
3/4 cup milk
3/4 cup oil
2 cups all-purpose flour
1 cup whole wheat flour
2 teaspoons baking soda
2 teaspoons baking powder
1 teaspoon ground cinnamon
1 teaspoon salt
1 package chocolate chips (I often use less when I happen to have only a partial bag)
In a large mixing bowl, beat eggs, sugar, pumpkin, and oil until smooth. In a separate bowl, whisk dry ingredients together. Add dry ingredients to liquid ingredients, and stir just until combined. Fold in chocolate chips. Fill greased or paper-lined muffin cups 3/4 full. Bake 16-20 minutes at 350 degrees.
Thanks, http://www.thefrugalgirl.com/2010/04/wednesday-baking-pumpkinsweet-potato-chocolate-chip-muffins/
Tuesday, April 13, 2010
Sympathy blog
Friday, April 9, 2010
Coupons
31 Days to a Better Grocery Budget: Everyone Should Use Coupons
by CRYSTAL on APRIL 9, 2010
Missed the first posts in this series? Read them here.
I’m going to make a bold statement: I believe everyone should use coupons.
There. I said it.
Wait. I take my statement back. If you are one of the .0002 people in America who have never touched food unless it was grown in your own yard, you make toothpaste out of tree bark and use cloth toilet paper, then I’ll exempt you.
But the rest of you? You’re non-exempt.
And I know some of you are making excuses right now and explaining why you’re the exception to my rule. Well, give me a chance to address your excuses and see if I can’t change your mind just a tiny little bit.
Excuse #1: I Don’t Eat Processed Food
Newsflash: Coupons are not just for junk food.
In fact, there are often coupons available for fresh fruit, vegetables, milk, flour,baking soda, toothbrushes, razors, toilet paper, and light bulbs.
Like I said earlier, unless you literally grow all your own food, make all your household products from scratch, and you use cloth instead of disposable for all paper products, there are likely at least 10-15 items you routinely buy which you could get for much less if you used coupons.
In addition, once you become adept at using coupons, you will usually regularly happen upon deals which give you overage. Even if your family doesn’t use the item which gives overage, you could buy it to donate and then use the overage to purchase items your family does use.
Excuse #2: I Tried Using Coupons and Didn’t Save Any Money
If you buy your Sunday paper, clip all the coupons and then use them all on your next shopping trip, you’re not going to save any money. Instead, you’d probably end up buying a lot of over-priced items you won’t use or wouldn’t normally buy and end up spending a considerable amount more than you save.
That’s not how to use coupons.
Using coupons wisely requires strategy and patience. In most cases, it involves waiting until an item is at its rock-bottom price and then pairing it with a coupon (and perhaps even a catalina deal!) so that you get it for pennies on the dollar–or even more than free!
Excuse #3: I Don’t Have Time to Use Coupons
Life is busy and there are constantly a hundred demands pulling us in different directions. The thought of adding in something extra like clipping coupons might be overwhelming–but it doesn’t have to be.
How Much Is Your Time Worth?
One of my favorite ways to evaluate whether a money-saving idea or technique is worth my time is to evaluate it in terms of an hourly wage. For instance, if it saves our family $30-$50 and requires an hour’s worth of work, it is totally worth my time.
Coupons are worth my time because when I put in an hour’s worth of time, I’m usually saving $40-$75 for doing so. That sounds like a pretty good hourly wage to me!
Yes, it takes a bit of time to learn the ropes. Don’t expect that you’ll go out tomorrow and save 90% off your grocery bill if you’ve never used a coupon in your life.
However, it doesn’t have to take hours of your week. In fact, I think that you can see significant savings by committing to spend an extra hour each week to checking the sales fliers, making a menu plan and grocery list, clipping coupons, and mapping out your shopping route.
Over the next two weeks, I’ll be sharing tips and techniques for obtaining, organizing and using coupons effectively to make the most of your time and maximize your savings. Slowly implement the ideas I share, find out what works best for you and reap the rewards of money saved!